3 posts
She counts the transfer into savings as the expense. I count the spending in Hawaii. We are both right, because we are reading different statements.
A bank feed gives you a merchant, a date, and an amount. It cannot tell you what you actually bought, which is the question your budget depends on.
How my budgeting grew up with me, from covering the car payment to a category-and-goal system that finally got too heavy to manage by hand.