5 posts
She counts the transfer into savings as the expense. I count the spending in Hawaii. We are both right, because we are reading different statements.
A bank feed gives you a merchant, a date, and an amount. It cannot tell you what you actually bought, which is the question your budget depends on.
How my idea of wealth grew up, from a kid picturing a pool of gold coins, to assets minus debt, to just wanting one honest number I could watch climb over time.
How my budgeting grew up with me, from covering the car payment to a category-and-goal system that finally got too heavy to manage by hand.
I was tired of piecing my family's financial picture together across spreadsheets, brokerage statements, and a dozen browser tabs. So I built one tool.